Terms and Conditions

Definitions and Interpretation

Your use of the website and/or purchase from us are governed by following Terms and Conditions:

Website Usage Terms

• Content Changes: The content of the pages of this website is subject to change without notice.
• Accuracy Disclaimer: Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• User Responsibility: Your use of any information or materials on our website and/or product pages is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through our website and/or product pages meet your specific requirements.

Intellectual Property

• Ownership: Our website contains material which is owned by or licensed to us. This material includes, but are not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• Trademarks: All trademarks reproduced in our website which are not the property of, or licensed to, the operator are acknowledged on the website.
• Unauthorized Use: Unauthorized use of information provided by us shall give rise to a claim for damages and/or be a criminal offense.

Links and External Websites

• External Links: From time to time our website may also include links to other websites. These links are provided for your convenience to provide further information.
• Linking to Our Website: You may not create a link to our website from another website or document without UMMAT FOUNDATION's prior written consent.

Legal Jurisdiction and Liability

• Governing Law: Any dispute arising out of use of our website and/or purchase with us and/or any engagement with us is subject to the laws of India.
• Transaction Liability: We, shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.

General Provisions

• Severability: If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• Entire Agreement: These Terms and Conditions constitute the entire agreement between you and UMMAT FOUNDATION regarding your use of our website and services.
• Updates and Modifications: We reserve the right to update, modify, or replace any part of these Terms and Conditions at our sole discretion.

Acceptance of Terms

By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.